How to Find Affordable Automobile Insurance in Arizona

Finding affordable automobile insurance for your Arizona vehicle may not be a difficult as you think. Shop around on the Internet for alternative quotes from various companies.

There are discounts and savings that you may not be aware of as follows:

1. Multi-Line Discount: Insurance companies offer discounts to policyholders that have more than one line of insurance coverage with them. Seek insurance quotes from the insurance company that is currently writing your homeowner or renter’s insurance policy. Be sure to make them aware that you have other lines of coverage placed with them, especially if you’re seeking quotes over the internet.

2. Non-smokers: Non-smokers are a more favorable risk to insurance companies than non-smokers. Now would be a good time to kick the habit for both your health and your pocket.

3. Vehicle Safety Features: Newer vehicles come equipped with airbags and automatic seatbelts. These features and others like anti lock brakes will server to lower your auto premiums.

4. Higher Deductibles: How much can you afford to pay out of pocket in the event of a collision or comprehensive loss? If you can afford to pay the first $500 or even $1,000, you will earn a premium discount for the higher deductible. Get alternative quotes with various deductibles. Make sure the premium savings is worth the extra out of pocket expense. Remember, the deductible applies to each loss, not just the first one.

5. Accident Free: How is your driving record? If you have a clean driving record without accident or points, ask your insurance company for a clean driver discount. Companies may call it by different names, but make sure you specifically ask the question how much is my clean driving record saving me?

6. Multiple Auto: Insuring two vehicles with one insurance company is cheaper than two separate policies. If you have more than one vehicle, it only makes sense to cover them under the same policy.

Why Do We Need Personal Development to Be Successful?

In order to really answer that, we need to define what we mean by personal development. In my opinion, personal development is:

  • Growth as a conscious human being
  • Activities that improve self-knowledge and identity
  • Development of talents and potential
  • Development in different areas of life
  • Building of human capital and employability
  • Enhancing the quality of life
  • Contributing to the realization of dreams and aspirations
  • Is not limited to self-development but includes formal and informal activities for developing others
  • In the context of institutions, it reflects to the methods, programs, tools, techniques, and assessment systems that support human development at the individual level in organizations
  • (hard) work that requires discipline, determination, consistency, patience, time, courage, forgiveness

Let's then take a closer look at some of these bullet points in correlation to success.

Improving your self-knowledge and identity means, among other things, that you become more aware of who you are and what you want. Knowing what you want and where you need to improve yourself in order to achieve what you want are essential parts of success.

If you have already achieved success you can not stay put if you want to remain successful. The world and other people around you are constantly evolving; therefore you need to keep on developing your talents and potential further. Otherwise your success will remain short term.

Depending on your goals, you need constant development in different areas of your life, not just in one. Some of these areas may include health, finances, relationships, emotions, habits and beliefs, to mention a few. A good health will ensure that you are able to do what you want to do. It is obvious that you can do a lot more as a healthy person than you would lying sick on a bed. It is obvious, in most cases, that you can achieve more and free yourself from some of the worries when your financial situation is stable. It is obvious that you can achieve more when you have sound relationships with supporting and loving people to back you up. And so on.

Having activities for developing others, in addition to developing yourself, is really what gives you the final boost for success. The old saying "what goes around, comes around" applies here quite well. Helping other people succeed will ensure that they will willingly help you in return. It is much, much more difficult – and in most cases even impossible – to achieve success just by yourself. You can not be the master of everything. And you should not even try to be. Concentrate on doing well what you love doing and let other people help you in the areas that they love doing. Help others develop themselves and they will help you develop yourself. That is for everyone's benefit.

Finally, understand that long lasting success requires work. At times, it can even seem to require hard work. But once you have found what it is that you really love doing, the work does not seem that hard anymore. But it will require discipline, so that you keep your focus on your goals. It will require determination because there will be a lot of people who'll try to talk you out of your dream. It will require consistency because you will encounter many obstacles along the way and you'll have to be consistent to work your way through and around them. It will require patience because the bigger your dream, the more it will take time. It will require courage because you will move toward something that is unknown to you. And, maybe most of all, it will require forgiveness because you will have to forgive yourself for all the mistakes you have made, and will make, and you must also forgive others who have hurt you, so you can move into the future with a clean slate.

And that is all part of the road to success.

Written by Hannu Pirila, CEO and Founder of HPA Consulting, one of the leading Personal Development and NLP Coaches in Finland.

There Are Famous Clocks in America, Too

When anyone mentions famous clocks, they probably think of Big Ben. This is most likely because the Clock Tower of Big Ben in London is the most recognized clock in the world. The clock tower was constructed in the 1830s, and the monument still retains the title of the World’s Largest 4-Faced Chiming Clock, even though it is no longer the largest clock in the world. You may not know it, but the United States has some landmark clocks, too.

The world’s largest four-faced clock is located in Milwaukee, WI. In fact, the clock faces of the Allen-Bradley clock are around twice the diameter of Big Ben. No chimes have been added to this clock so that Big Ben can keep the title of largest chiming clock. Each hour hand on this magnificent clock is 15.8 feet long and weighs 490 pounds while the minute hands are 20 feet long and weigh 530 pounds each. In addition, the numerals on the clock faces are 4 feet high.

Another large landmark timepiece is the Colgate Clock. At 40′ in diameter, it’s the largest single clock in North America. This clock is located at the Colgate-Palmolive plant which was the Indiana Reformatory for Men prior to being bought and renovated in 1923. Therefore, the Colgate Clock has been considered to be a major southern Indiana landmark for over seven decades.

The Loew’s Jersey movie palace has another architectural clock that is renowned in American history. The builders of the facility wanted to attract attention to their building. They decided that since it’s located in an area where thousands of shoppers and commuters were always rushing by that they could best attract attention by adding a clock designed by the famous clock maker, Seth Thomas. This gorgeous timepiece includes one of the few moving figure clocks that’s you can see on the east coast. The figures depicted St. George slaying the dragon, an accomplishment which was repeated every quarter hour accompanied by bells.

You need to visit Seattle in order to tour its famous Clock Walk. Free standing clocks with cast iron pedestals began to be erected as an advertising medium in the 1860s and ’70s. By the 1920s there were so many street clocks in Seattle that people began to refer to it as the “City of Clocks”. Although a number of the clocks have been removed in the past three decades, Seattle is still considered to have one of the most significant collections of street clocks in the country.

Buried in the small, central plains town of Spillville, IA, you will find the home of the Bily Brothers clocks. These two farmers whiled away the long winter hours starting back in 1913 by crafting some of the most unique floor clocks you can ever hope to see. Their first clock, produced in 1916, featured appearance of the 12 apostles every hour. The brothers were adamant about keeping their collection together. Even when Henry Ford offered a small fortune for one of their clocks, the Bily Brothers refused to sell. The entire collection was bequeathed to the small, nearby town of Spillville with the provision that the collection never be sold or separated.

If you really want to feel the scope of American clock making, you can visit the American Clock and Watch Museum in Bristol, CT. This museum houses over 1400 unique timepieces, most of which were made in the USA. The majority of the clocks are still running and chiming, so when the time comes around to 12 Noon, this is one of the louder sites you can visit.

As you can see, clock making is a favorite pastime of the American people as well as the British. By traveling throughout this great country of ours, you’ll be able to find numerous lovely timepieces that have become part of our heritage.

Online Film and Photography Higher Education Opportunities

Online schools and colleges are available to provide students with the accredited educational training they need to obtain a degree in the field of film and photography. Students can gain an education at the associate, bachelor, or master degree level in this field. By enrolling in an accredited online school students can study and train for the career of their dreams from the comfort of home. Training for a career in this field will prepare students for a variety of career in a number of specialized areas.

Online educational programs are available to train students for careers in film and photography. Prospective film and photography students can learn a number of things about gaining an accredited education in this area of the field.

  1. Accredited training is available to students at the associate, bachelor, and master degree level of education.
  2. Career training will teach students how to capture images or videos for a variety of uses in their desired career.
  3. Coursework will vary but may consist of budgeting, camerawork, producing, lighting, scriptwriting, videography, photography, and much more.
  4. Possible careers in this area of the field can include working as key grips, editors, gaffers, photographers, videographers, and many other related professionals.
  5. Gaining an accredited degree in film and photography will provide students with the skills needed to start a successful career.

Students who choose to earn a degree in this field can do so by seeking an accredited online school or college that offers their desired training. With a degree students will be able to enter the workforce prepared for an exciting career.

There are numerous accredited training programs online that offer an education in the field of photography. There are a number of things to know prior to enrolling into an educational program in this area of the field.

  1. Students who choose to enroll in a photography program can earn an accredited associate, bachelor, or master degree.
  2. Training will prepare students to take photographs for various personal or professional reasons.
  3. Training will require students to complete coursework that may include history of photography, film developing, creative expression, digital camerawork, and much more.
  4. With training in these areas students can pursue various careers such as photojournalist, wedding photographer, portrait photographer, artist, and more.
  5. With an accredited education in this area of the field students will be ready to enter into the workforce.

By enrolling in an accredited online school or college and obtaining a degree in photography students will have the opportunity to receive the education necessary to pursue the career of their dreams.

Accredited online learning programs allow students to gain the quality education they need and desire. Accreditation is provided to qualifying online film and photography programs that prove they can provide the best education possible. Agencies like the National Association of Schools of Art and Design ( http://nasad.arts-accredit.org/ ) can fully accredited online schools and colleges. Students can research various degree programs and enroll today to start the path to an exciting career.

DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.

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